While any workers’ compensation claims can result in costly ramifications for your organization, one category of claim in particular—known as a “mega claim”—has the potential to carry significant consequences.
According to the Bureau of Labor Statistics, transportation-related incidents are the most frequent cause of workplace death. In 2017, these incidents accounted for 40 percent of all workplace fatalities.
The National Institute for Occupational Safety and Health points out that 55 percent of workers who died in a 2017 work-related transportation incident were not employed in a motor vehicle operator job.
Providing greater access to voluntary benefits for off-the-job injuries helps commercial employers mitigate exposure to workers’ compensation claims and realize additional gains. Voluntary benefits are the easiest and most cost-effective way for employers to offer employees valuable benefits. In doing so, both the employees’ and the company’s health and well-being are protected with little to no company costs.
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